Spend less than you earn

These five words ‘spend less than you earn’ are the foundation of financial success. Just as personal trainers encourage people to consume less calories than they burn, money experts highlight consistent overspending as the single biggest threat to your financial wellbeing. Simply put, if you want to solve your money problems, spend less than you …

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Sketchnote showing how to create a savings rate by spending less than you earn

Follow the path that works for you

Everyone’s financial journey is different. We all start from different places and have our own unique goals and ambitions in life. Sometimes we get lucky and other times, not so lucky. Personal finance is also complex. Things that work for you might not work for me. There are just too many variables involved, meaning there’s …

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Sketchnote explaining why you should follow your own path to financial independence and do what works best for you. Detailed text explanation below the image